What to Consider When Shopping for a Beach Home

Thu December 19 2019 10:29 am  https://www.floridacardinal.com/?p=1704
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Just because you live in a coastal state doesn’t mean you’re guaranteed a house along the beach. These locations are highly desired by locals and out-of-state visitors alike for their natural beauty and charm. Homes along the shores, however, come with their own set of unique challenges and potential problems for their owners. If you want to purchase one of these homes, learn what to consider when shopping for a beach home.

Proximity to the Water

The closer your home is to a large body of water, the more likely it will fall victim to flooding and tropical storms. This can increase your insurance rates, as you’ll have an increased risk of property damage. Since being close to the water is highly desirable in the housing market, however, the overall property value will be higher as a result. Weigh the pros and cons of this situation before you ultimately commit.

Storm Preparedness

Storm season can be particularly threatening to homes along the coasts. It’s crucial that the one you wish to purchase can stand up to a dangerous situation. It’s for this reason that you’ll want to ensure your beach home has a solid foundation and comes equipped with protective features, such as Bahama shutters and durable windows.




Additional Maintenance

Remember to also consider how much maintenance the home will need each year. Even if you don’t intend to live in the home year-round, you still must perform routine upkeep of the property to maintain its resale value. This is especially important when the home sits near a source of salt water, as the brackish air can wear away quicker at the siding.

Cost of Home and Potential Damages

Though it’s a given that your budget will dictate the type of home you can afford, it’s important to remember that you don’t just pay for the home. You also need to account for any damages that need repair and how that will affect your financial stability. You want to balance the cost of the home with the potential repair prices to ensure that you have enough in case of an emergency.




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